At USA Capital Co, we make it simple for small businesses to access flexible funding with our Business Line of Credit. Whether you need cash to manage day-to-day expenses, invest in new opportunities, or cover unexpected costs, a line of credit gives you on-demand access to the capital you need — with terms that work for your business.
Access cash whenever you need it
Only pay interest on the amount you draw
$100,000+ in Annual Revenue
Revolving access to funds — reuse as you repay
No need to reapply for additional funding
With a Business Line of Credit, you stay in control — drawing funds as needed and repaying over time.
Whether it’s handling cash flow gaps, purchasing inventory, covering payroll, or investing in growth, you can access funding with speed, flexibility, and confidence.
With a Business Line of Credit, you stay in control — drawing funds as needed and repaying over time.
Whether it’s handling cash flow gaps, purchasing inventory, covering payroll, or investing in growth, you can access funding with speed, flexibility, and confidence.
Complete our simple, no-obligation application online.
Choose the credit terms that work best for your business — approvals can happen within 24–48 hours.
Withdraw available funds when you need them — directly into your business account.
Repay what you use, and your available balance replenishes automatically.
Managing seasonal or unexpected cash flow needs
Purchasing inventory or equipment
Covering payroll and operating expenses
Seizing new business opportunities
Trusted by thousands of small businesses nationwide
Fast approvals and flexible funding solutions
Transparent terms and no hidden fees
A+ Rating with the Better Business Bureau
and 5-Star Reviews
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