Merchant Cash Advance
Fast, Flexible Funding Based on Your Future Sales
At USA Capital Co, we understand that sometimes your business needs capital faster than traditional loans can deliver.
Our Merchant Cash Advance (MCA) solution offers a simple way to access funding based on your future credit card and debit card sales — giving you the working capital you need quickly, with flexible repayment terms.
Why Choose a Business
Line of Credit?
Credit Lines Available
$500,000
Apply Online
in minutes
Funds Available As Fast As
Within 4 Hours
Quick access to working capital
Flexible repayments based on daily sales volume
No fixed monthly payments
Perfect for businesses with strong daily credit card sales
Get Capital When You Need It Most
A Merchant Cash Advance is ideal for:
Managing cash flow gaps
Covering payroll or operational expenses
Investing in inventory, marketing, or expansion
Handling unexpected costs quickly
The better you do, the faster you pay — and if sales slow down, payments shrink accordingly.
Get Capital When You Need It Most
A Merchant Cash Advance is ideal for:
Managing cash flow gaps
Covering payroll or operational expenses
Investing in inventory, marketing, or expansion
Handling unexpected costs quickly
The better you do, the faster you pay — and if sales slow down, payments shrink accordingly.
How It Works
Apply Online
Complete a simple application in just a few minutes.
Get Approved Quickly
We'll review your business revenue and credit card sales — no hard credit pull required to view options.
Receive Funds
Upon approval, receive your advance deposited directly into your business account.
Repay Through Sales
Repay automatically through a small, agreed-upon percentage of your daily or weekly credit card sales.
Why USA Capital Co?
Trusted by thousands of businesses nationwide
Fast approvals and easy access to working capital
Transparent, flexible repayment terms
A+ Rating with the Better Business Bureau
Ready to Access Fast, Flexible Funding?
Get started today with a Merchant Cash Advance that helps you manage, grow, and scale your business — with repayment that moves with you.
Quick & Flexible Business Loans
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