Business Line of Credit

Flexible Access to Capital When You Need It Most

At USA Capital Co, we make it simple for small businesses to access flexible funding with our Business Line of Credit. Whether you need cash to manage day-to-day expenses, invest in new opportunities, or cover unexpected costs, a line of credit gives you on-demand access to the capital you need — with terms that work for your business.

Why Choose a Business Line of Credit?

Credit Lines Available

$2,000,000

Apply Online

in minutes

Funds Available As Fast As

4 hours

  • Access cash whenever you need it

  • Only pay interest on the amount you draw

  • $100,000+ in Annual Revenue

  • Revolving access to funds — reuse as you repay

  • No need to reapply for additional funding

Grow Your Business on Your Terms

With a Business Line of Credit, you stay in control — drawing funds as needed and repaying over time.

Whether it’s handling cash flow gaps, purchasing inventory, covering payroll, or investing in growth, you can access funding with speed, flexibility, and confidence.

Grow Your Business on Your Terms

With a Business Line of Credit, you stay in control — drawing funds as needed and repaying over time.

Whether it’s handling cash flow gaps, purchasing inventory, covering payroll, or investing in growth, you can access funding with speed, flexibility, and confidence.

How It Works

Apply Online

Complete our simple, no-obligation application online.

Get Approved Fast

Choose the credit terms that work best for your business — approvals can happen within 24–48 hours.

Draw Funds Anytime

Withdraw available funds when you need them — directly into your business account.

Flexible Repayment

Repay what you use, and your available balance replenishes automatically.

Perfect For:

  • Managing seasonal or unexpected cash flow needs

  • Purchasing inventory or equipment

  • Covering payroll and operating expenses

  • Seizing new business opportunities

Why Partner with USA Capital Co?

Trusted by thousands of small businesses nationwide

Fast approvals and flexible funding solutions

Transparent terms and no hidden fees

A+ Rating with the Better Business Bureau

and 5-Star Reviews

Ready to Access Flexible Funding?

Get started today with a Business Line of Credit designed to help your business grow, adapt, and thrive.

Quick & Flexible Business Loans

Get in Touch

Monday-Saturday: 6am - 7pm (PST)

Quick & Flexible Business Loans

Get in Touch

Monday-Saturday: 6am - 7pm (PST)

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