You can call us at 888-697-5113. Our hours are Monday through Friday from 7:00am to 5:00pm.
FAQ
US Capital Co. > FAQ
How do I contact US Capital?
You can call us at 888-697-5113. Our hours are Monday through Friday from 7:00am to 5:00pm.
How do I get started?
Complete the quick online application HERE, upload your bank statements, and a funding specialist will contact you with your options.
Can I pay off my loan early?
Yes. Many programs allow early payoff and may offer discounts for doing so.
How does repayment work?
Repayments are typically made through daily, weekly, or monthly ACH debits, depending on the type of financing selected.
Is collateral required?
Most of our financing options are unsecured. Some programs may require collateral depending on the loan amount and credit profile.
What if I already have an existing loan?
You may still qualify. We can consolidate or refinance depending on the program.
Do you offer long-term financing?
Yes. We provide multi-year term loans and SBA-backed programs for businesses seeking longer repayment schedules.
Can I use the funds for any business purpose?
Yes. Use funds for expansion, payroll, inventory, equipment, marketing, or day-to-day cash flow needs.
What determines my repayment terms?
Repayment depends on the funding product, revenue patterns, and the overall health of your business.
How much can my business qualify for?
Amounts vary based on revenue, time in business, industry, and credit profile. Many businesses receive between $10,000 and $500,000+.
What industries do you support?
We work with most industries, including retail, construction, transportation, healthcare, hospitality, and professional services.
Are there application fees or upfront costs?
No. Applying is free, and you only pay once you move forward with a funding option.
Can new businesses qualify for funding?
Yes, startups and younger businesses may qualify depending on revenue, industry, and available programs.
Will applying affect my credit score?
In most cases, we perform a soft credit pull during the initial review, which does not affect your score.
What documents do I need to apply?
Typically, you’ll need a driver’s license, business bank statements, and a voided check. Some programs require additional documents.
How quickly are funds deposited?
Depending on the program, funds can be transferred to your bank as soon as the same business day.
How fast can I get approved?
Many applicants receive approval the same day, often within hours.
Do I need perfect credit to get approved?
No. We offer funding solutions for a wide range of credit profiles, including programs that rely more on revenue than credit score.
What are the basic requirements to qualify?
Most programs require 6+ months in business, consistent revenue, and an active business bank account.
How do I know which loan is right for my business?
Our team reviews your goals, cash flow, and timeline to match you with the best option for your needs.
What types of business financing do you offer?
We provide lines of credit, working-capital loans, equipment financing, revenue-based funding, merchant cash advances, and SBA-backed loans.
At US Capital Co, we believe your business deserves access to smart, flexible capital when you need it most.
Supported by: CRANE MANAGEMENT CIRCLE, LLC