Working Capital Loan
A company uses a working capital loan to finance everyday operations. These loans are not used to buy long-term assets or investments and are, instead, used to provide the working capital that covers a company’s short-term operational needs.
How Do Working Capital Loans Work?
US Capital offers working capital loans as a form of financing, which is given to the company for a short-term period. You can choose between lines of credit and term loans.
The lines of credit can be used at any time during the year. Secure the funds you need immediately, deposited directly into your business checking account. Interest is paid only on the amount you draw. Pay back without penalty at any time.
Term loans on the other hand can be used to repay debts and they come with fixed interest rates and repayment periods.
The working capital loan can be used for any purpose such as paying off debts, buying raw materials or meeting other expenses.
Get the Funding you Need
Get a working capital loan at US Capital. We give you the financial flexibility and ability to manage your business. Whether you are looking for money for payroll, supplies, or marketing, we will collaborate with you. US Capital’s expert team of business loan specialists is available for you and will help you find the best solutions to help your start.
Why Choose US Capital for Getting a Small Business Loan?

Better Terms

Faster Funding

Easier Process
US Capital is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we have streamlined the approval process to secure over $1 billion in financing for small business owners to date. We strengthen local communities one small business loan at a time. For every deal we fund, we donate ten meals to Feeding America!