Line of Credit
A line of credit is a loan that US Capital offers to a person or business in the form of an open account. It is a type of loan which is secured by the value of an individual’s assets.
How does a line of credit work?
US Capital´s line of credit allows you to borrow funds as needed without having to apply for a separate loan each time you need money.
The account holder can draw on the line of credit at any time, up to the limit set in advance.
The line of credit is a flexible type of financing because it can be used for any purpose, and it does not need to be repaid until the account balance reaches the limit. This means that you will only have one monthly payment instead of multiple payments with interest rates attached.
Our Dedication Is to You
Aside from providing you with fast and seamless funding, US Capital also assigns a dedicated financial advisor to you who will provide your business with the necessary support. Give us a call anytime between 7 AM – 9 PM PST, Monday to Friday and 8am-4pm on Saturdays. We offer lines of credit up to $750,000 with rates as low as 4.8%.
Why Choose US Capital for Getting a Small Business Loan?
US Capital is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we have streamlined the approval process to secure over $1 billion in financing for small business owners to date. We strengthen local communities one small business loan at a time. For every deal we fund, we donate ten meals to Feeding America!